We created a quick reference guide for both seasoned and new players of North Carolina Lucky for Life. Feel free to jump around with the quick navigation below.
1) Game Information
The North Carolina Lucky for Life, also known as Lucky 4 Life, was first introduced to the state on February 8, 2016 and represented about 0.7% of NC Lottery ticket sales for FY2018. In the most recent fiscal year, the NC Lucky for Life Lottery game was one of just two NC Lottery games that experienced a sales decline.
In fiscal year 2018, North Carolina residents spent $1.85 per capita (average across all residents) on NC Lucky for Life. However, looking at just 18+ residents (eligible players), North Carolina residents spent an average of $2.39 per year on Lucky for Life.
1 in 7.77
Yes. Up to 26 times.
Monday & Thursday
11:45 pm EST
Sales Cut-Off Time
9:30 pm EST
2) How to Play
Step 1: Pick five numbers from 1 to 48
Step 2: Pick a Lucky Ball number from 1 to 18
Step 3: Choose to play 1 time or consecutive draws (known as multi-draw)
That's it! Really easy to play. Now how do you win money?
The reference table below shows how each prize is won and the odds of winning.
3) NC Lucky for Life Prizes & Odds
Lucky for Life Odds Chart
Overall Odds 1 in 10.51
5 Balls + LB
$1,000/day for life*
1 in 30,821,472
$25,000/year for life*
1 in 1,813,028
4 Balls + LB
1 in 143,356
1 in 8,433
3 Balls + LB
1 in 3,413
1 in 201
2 Balls + LB
1 in 250
1 in 15
1 Ball + LB
1 in 50
0 Balls + LB
1 in 32
*Prizes are guaranteed for a minimum for 20 years. Prizes may become pari-mutuel (shared equally among all winders of the prize tier) under certain conditions.
Sometimes game information can be confusing. We created a brief overview of some of the common terms used in Lucky for Life that you should be familiar.
- quick pick (QP)
Pari-mutuel is a payout method that splits the total available prize money for a particular prize level between all winners of that prize level.
In Lucky for Life, the top two prizes may become pari-mutuel if the number of winning tickets exceeds the expected number of winning tickets for that prize level.
A random set of playing numbers chosen by a lottery terminal. Players may choose to have the lottery terminal pick their playing numbers instead of choosing numbers on their own.
Multi-draw is playing the same set of numbers on consecutive drawings. While filling out a play slip, a player may choose to play the same set of numbers for up to 26 consecutive drawings for the Carolina Lucky for Life.
What days are drawings held?
Monday and Thursday evenings at approximately 10:38pm EST. However, ticket sales stop at 9:30pm EST the night of the drawing.
How can I watch the drawings?
The draw video is available to watch online at approximately 11:45pm on draw days.
What is considered "For Life"?
"For Life" prizes are guaranteed for a minimum of 20 years. A Cash Option may be available. "For Life" prize winner must be a natural person who is at least eighteen (18) years of age. Multiple individuals on one ticket and legal entities such as corporations, partnerships, trusts and estates, are only eligible to claim the guaranteed portion of the "For Life" prize without the annuity feature or elect the Cash Option. See official game rules on the Lucky For Life pages.
Can I use a playslip from another Lucky for Life state?
No. There is a separate Lucky for Life playslip designed for North Carolina. Because each state's lottery terminals operate differently, you cannot use a playslip from another state.
What is the deadline for claiming a Lucky for Life prize?
The claim period is 180 days after the draw date.
Can I get a lump sum payment fro the "For Life" prizes?
Yes, players who win either the $1,000 a Day for Life or the $25,000 a Year for Life prize have the option to receive a one-time lump sum payment in lieu of the lifetime annuity payments. The lump sum option for the $1,000 a Day for Life prize is $5,750,000 before applicable taxes and other State withholdings. The lump sum option for the $25,000 a Year for Life is $390,000 before applicable taxes and other State withholdings.
Can Lucky for Life tickets be canceled?
No. All sales are final, so make sure to confirm your numbers prior to purchase.
What if I lose my ticket?
The individual in possession of an unsigned lottery ticket will be able to cash the ticket. Players should immediately sign the back of each ticket upon purchase.
Do I pay taxes on my lottery winnings?
Of course. The government always wants its cut. All prizes won are subject to Federal and State withholdings.
What is an exchange ticket?
Can you explain what the odds mean?
Odds are the probability, or likelihood an event will occur. In the case of lottery prizes, you may see odds like 1 in 210,000. This means that the likelihood that prize will hit is once every 210,000 tries BUT does not mean it will occur exactly every 210,000 times.