Do you want to know the Top 10 NJ Lottery instant games with the best prize payouts?
Who doesn’t? Well, we’ve got you covered.
What are Scratcher Prize Payouts?
The prize payout is the percentage of money paid out as prizes relative to the ticket price. For example, a 70.0% prize payout would indicate the scratch off game pays out to players $0.70 for every dollar collect in ticket sales.
Games with higher ticket prices (e.g. $30 and $20 games) tend to have the highest prize payouts while lower priced tickets can have a much lower overall prize payout.
Below we’ve compiled the Top 10 NJ Lottery Scratch Offs with the best Overall Prize Payouts this month.
Good luck and happy scratching!

Why Stop at the Top 10?
At Lotto Edge we have over 20 scratch off rankings, each updated daily! No matter which prizes you are chasing, we have a ranking made just for you.
Top New Jersey Lottery Instant Game Payouts
(Or check out our full list of NJ Lottery Scratch Off Payouts)
Rank | Image | Game Name | Game # | Ticket Price | Payout | Edge |
---|---|---|---|---|---|---|
1 | ![]() | $1,000,000 Riches | 1637 | $20 | 74.1% | ![]() |
2 | ![]() | $3,000,000 Platinum Club | 1715 | $30 | 73.6% | (0.7%) |
3 | ![]() | $1,000,000 Diamond Spectacular | 1741 | $20 | 73.4% | (0.9%) |
4 | ![]() | Ultimate $1,000,000 Spectacul | 1801 | $30 | 73.4% | (1.0%) |
5 | ![]() | Power 50X | 1780 | $30 | 73.2% | (1.2%) |
6 | ![]() | $50,000 Loaded | 1754 | $30 | 72.9% | (1.6%) |
7 | ![]() | Power 20X | 1786 | $20 | 72.7% | (2.0%) |
8 | ![]() | Lucky 7’s Multiplier | 1758 | $20 | 72.5% | (2.2%) |
9 | ![]() | Power 10X | 1785 | $10 | 72.2% | (2.6%) |
10 | ![]() | $1,000,000 Spectacular | 1772 | $10 | 72.1% | (2.7%) |
Note: The Odds Edge compares a game’s overall odds to the #1 ranked game.